If you were previously an active member of a Lloyds TSB Pension Investment Plan (PIP) or the HBOS Group Money Purchase Scheme (GMPS) and were automatically transferred to Your Tomorrow or the Your Tomorrow section of the No. 1 Scheme, this section applies to you.

In this section, you will find information about:

• Scheme differences – details the differences between the standard Your Tomorrow benefits and the benefits you will receive as a former PIP or GMPS member.
• Nomination Form changes – explains how your nomination in your previous scheme was transferred to Your Tomorrow or the Your Tomorrow section of the No. 1 Scheme
• State Second Pension (S2P) – describes the impact on your S2P entitlement when you moved to Your Tomorrow or the Your Tomorrow section of the No. 1 Scheme

If you are a non-UK tax resident, there are special terms applying to the tax treatment of your pension benefits. Read Information for non-UK taxpayers for more information.