To view information about your benefits Log into YOUR PENSION
Choose your Scheme and membership type to view the content most relevant to you:

If you're not sure of your membership

If you joined Lloyds Banking Group after 1 July 2010, you’ll have been automatically enrolled in Your Tomorrow.

If you’re still unsure, or if you’re a dependant or representative who needs to get in touch, contact WTW (the scheme administrator) at 01737 227 522.


Your Tomorrow

Your existing Scheme builds an income for life

In your existing Scheme you are building up an income for life, and other benefits, for when you retire. The income for life will be based on your pensionable pay and how long you were in the Scheme.

You can also save a bit more through Pension Extra.

You could build a pension account with Your Tomorrow instead

You have the option to stop building up benefits in your existing Scheme and instead use the Group’s Your Tomorrow scheme. Your Tomorrow works differently from your existing Scheme.

With Your Tomorrow, you save some of your pay into an account. You can choose how much. The Group adds money on top of that. The money in your account is invested to help it grow. When you retire, you can use your money in various ways.

Help with thinking about your choices

If you stop building up benefits in your existing Scheme, you will not be able to start again. So it is important to think very carefully before you do this.

Find out more about your choices on the pension pages of the internal Reward SharePoint site. You can also see how your choices might affect the amount of pension you get on the pension savings modeller.

Before you make any decisions, we recommend you speak to an independent financial adviser. To find one near you, go to MoneyHelper’s retirement adviser directory.

If you do decide to move to Your Tomorrow, contact the Scheme administrator.


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