CHOOSE YOUR SCHEME

Welcome to the new look website, for members of a Lloyds Banking Group pension scheme.

If you joined the Group after 1 July 2010, you'll be a member of Your Tomorrow.

NOT YET A MEMBER?

If you’re an employee of Lloyds Banking Group and not a member of one of our pension schemes, it’s not too late to join, as long as you’re eligible.

IF YOU JOINED THE GROUP ON OR AFTER 1 JULY 2010

You’ll be automatically enrolled in Your Tomorrow on the day you join the Group. If you’re not yet a member, see joining.

IF YOU JOINED THE GROUP BEFORE 1 JULY 2010

HBOS colleaguesIf you were previously a member of the HBOS Group Money Purchase Scheme, or had the right to join, you became eligible to join Your Tomorrow from 1 February 2011.

Lloyds Bank colleaguesIf you were previously a member of a Lloyds Bank Pension Investment Plan (PIP), or had the right to join, you became eligible to join Your Tomorrow from: 1 August 2011 for non-Asset Finance and non-Commercial Finance colleagues 1 September 2011 for Asset Finance and Commercial Finance colleagues go to joining to find out more.

To view information about your benefits Log into YOUR PENSION
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Cookie policy

What is a website cookie?

Cookies are text files containing small amounts of information which are downloaded to your device when you visit a website. If you return to that website in the future, those Cookies are sent back to the originating website or to another website that recognises that cookie. Cookies are useful because they allow a website to recognise a user's device.

Cookies do lots of different jobs, like letting you navigate between pages efficiently, remembering your preferences, and generally improving the user experience. They can also ensure that adverts you see online are more relevant to you and your interests.

What cookies are used on this website and why?

Persistent cookies

Persistent cookies are stored on your computer hard drive and are at a specific date and time rather than as soon as the browser is closed.

Session cookies

Session cookies are stored in the computer's memory during your browsing session and are automatically deleted from the computer hard drive when you close your browser or go offline.

Analytics cookies

Analytics cookies can be a combination of persistent and session cookies.

Cookie name Purpose Auto-deletes
_lloyds_website_accept Persistent cookies. To identify that you have read the cookies policy within this website and close the cookies notification banner. Annually, unless significant changes have been made to the cookies used, or the purposes for which they are used.
_member_type Persistent cookies. To store your information to assist the use of the site. Annually, unless significant changes have been made to the cookies used, or the purposes for which they are used.
_scheme Persistent cookies. To store your information to assist the use of the site. Annually, unless significant changes have been made to the cookies used, or the purposes for which they are used.
_Lloyds_website_session Session cookies. To distinguish you from other simultaneous users of this website and to facilitate security on the available online forms (e.g. contact us, feedback etc.) End of session.
__pk_id Analytics cookies. To provide information to LBG about your visit such as to count the number of unique visitors and to see how they move around the site. This helps us to know which areas of the site are most valued and how best to update the site in the future. 12 months after this is first set.
__pk_ses End of session.
How do I manage cookies?

With most browsers, you can manage and/or delete cookies from your computer hard drive, block all cookies or receive a warning before a cookie is stored. Please look at the help menu on your web browser to find out how to do this. However, please note that disabling or refusing consent to the use of cookies means that you may not be able to use certain features of the website.

What happens if I don’t accept cookies on this website?

If you don't accept cookies on this website, you may not be able to use certain features of the website, such as the feedback form.

Why are cookie policies required?

A new Cookie law was introduced in May 2011 (enforced from May 2012 in the UK) concerning storage and access to cookies and similar technologies. The policy allows organisations to use 'implied consent' to comply. This means users do not have to make an explicit choice. Instead, their continued use of a site would be taken to mean they are happy for information to be gathered.

How is this site complying?

In this website you accept the use of cookies by clicking on any link within the site. You can review what cookies are used on this website and why in the table above.

Where can I get more information?

Find out more about the use of cookies and how to switch off cookies on www.cookiecentral.com or www.aboutcookies.org.