CHOOSE YOUR SCHEME

Welcome to the new look website, for members of a Lloyds Banking Group pension scheme.

If you joined the Group after 1 July 2010, you'll be a member of Your Tomorrow.

NOT YET A MEMBER?

If you’re an employee of Lloyds Banking Group and not a member of one of our pension schemes, it’s not too late to join, as long as you’re eligible.

IF YOU JOINED THE GROUP ON OR AFTER 1 JULY 2010

You’ll be automatically enrolled in Your Tomorrow on the day you join the Group. If you’re not yet a member, see joining.

IF YOU JOINED THE GROUP BEFORE 1 JULY 2010

HBOS colleaguesIf you were previously a member of the HBOS Group Money Purchase Scheme, or had the right to join, you became eligible to join Your Tomorrow from 1 February 2011.

Lloyds Bank colleaguesIf you were previously a member of a Lloyds Bank Pension Investment Plan (PIP), or had the right to join, you became eligible to join Your Tomorrow from: 1 August 2011 for non-Asset Finance and non-Commercial Finance colleagues 1 September 2011 for Asset Finance and Commercial Finance colleagues go to joining to find out more.

To view information about your benefits Log into YOUR PENSION
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Further information

Keeping yourself informed

It's important that you're involved with managing your account on a regular basis, as making your investment choices is not a one-off decision. You can monitor how well your funds are performing, check the current value of your account and model what this might be worth at retirement, on Your Pension. You'll also receive a benefit statement each year, which gives you a valuation of your account at the statement date, along with a projection of your fund value or pension you may have at retirement.

Fund investment information

Look at the fund investment information to find:

Fund factsheets showing what the funds invest in

Past investment performance

Unit price history
 

For details of the current fund charges, see the fund charges factsheet.

Changing your investment choices

You can change your investment strategy, investment funds and target retirement date at any time on Your Pension.

Financial advice

By law, the Trustee, employees of the Group and the Scheme administrator can’t give you advice on choosing your investment funds. If you’re unsure about any of the investment decisions you have to make, such as changing your level of contributions or investment strategy, it’s strongly recommended that you contact an Independent Financial Adviser (IFA). You can find details of an IFA in your local area by visiting Unbiased.