If you’re an employee of Lloyds Banking Group and not a member of one of our pension schemes, it’s not too late to join, as long as you’re eligible.
IF YOU JOINED THE GROUP ON OR AFTER 1 JULY 2010
You’ll be automatically enrolled in Your Tomorrow on the day you join the Group. If you’re not yet a member, see joining.
IF YOU JOINED THE GROUP BEFORE 1 JULY 2010
HBOS colleaguesIf you were previously a member of the HBOS Group Money Purchase Scheme, or had the right to join, you became eligible to join Your Tomorrow from 1 February 2011.
Lloyds Bank colleaguesIf you were previously a member of a Lloyds Bank Pension Investment Plan (PIP), or had the right to join, you became eligible to join Your Tomorrow from: 1 August 2011 for non-Asset Finance and non-Commercial Finance colleagues 1 September 2011 for Asset Finance and Commercial Finance colleagues go to joining to find out more.
You can leave your deferred benefits in the Scheme until you retire if you wish. Alternatively, you may be able to transfer your pension savings to another pension scheme.