CHOOSE YOUR SCHEME

Welcome to the new look website, for members of a Lloyds Banking Group pension scheme.

If you joined the Group after 1 July 2010, you'll be a member of Your Tomorrow.

NOT YET A MEMBER?

If you’re an employee of Lloyds Banking Group and not a member of one of our pension schemes, it’s not too late to join, as long as you’re eligible.

IF YOU JOINED THE GROUP ON OR AFTER 1 JULY 2010

You’ll be automatically enrolled in Your Tomorrow on the day you join the Group. If you’re not yet a member, see joining.

IF YOU JOINED THE GROUP BEFORE 1 JULY 2010

HBOS colleaguesIf you were previously a member of the HBOS Group Money Purchase Scheme, or had the right to join, you became eligible to join Your Tomorrow from 1 February 2011.

Lloyds Bank colleaguesIf you were previously a member of a Lloyds Bank Pension Investment Plan (PIP), or had the right to join, you became eligible to join Your Tomorrow from: 1 August 2011 for non-Asset Finance and non-Commercial Finance colleagues 1 September 2011 for Asset Finance and Commercial Finance colleagues go to joining to find out more.

To view information about your benefits Log into YOUR PENSION
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In September 2019, Lloyds Banking Group Pensions Trustees Limited (LBGPTL) invited nominations from eligible members of the Your Tomorrow, HBOS Final Salary Pension Scheme, Lloyds Bank Pension Scheme No.1, Lloyds Bank Pension Scheme No.2 and Scottish Widows Retirement Benefits Scheme for the role of Member Nominated Trustee Director (MNTD). Forty nominations were received. Following shortlisting and interviews conducted by scheme members, trustee directors and a representative of both recognised trade unions, we are pleased to announce that Richard Conway will be re-appointed as MNTD, for a four year term commencing 1 April 2020. We congratulate Richard on his re-appointment and look forward to his continued valuable input to the Trustee Board.