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If you're not sure of your membership

If you joined Lloyds Banking Group after 1 July 2010, you’ll have been automatically enrolled in Your Tomorrow.

If you’re still unsure, or if you’re a dependant or representative who needs to get in touch, contact WTW (the scheme administrator) at 01737 227 522.

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Pensions talk

Moving roles within the Group Colleagues considering a change in employer should be aware that this may have an impact on pension scheme membership. >
Auto enrolment Under auto enrolment legislation, the Group must enrol all eligible jobholders into a workplace pension scheme. >
Online security You may be aware that organisations and individuals are increasingly being targeted by cyber criminals. >
Pension scams The Pensions Regulator, Financial Conduct Authority (FCA) and HM Revenue & Customs (HMRC) are warning against pension offers that claim to be able to provide loans or release tax free cash from your pension fund before you reach age 55. >
Contracting out Following the changes to the State Pension from 6 April 2016, the Group's Defined Benefit (DB) pension schemes are no longer contracted out of the State Second Pension (S2P). >
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