CHOOSE YOUR SCHEME

Welcome to the new look website, for members of a Lloyds Banking Group pension scheme.

If you joined the Group after 1 July 2010, you'll be a member of Your Tomorrow.

NOT YET A MEMBER?

If you’re an employee of Lloyds Banking Group and not a member of one of our pension schemes, it’s not too late to join, as long as you’re eligible.

IF YOU JOINED THE GROUP ON OR AFTER 1 JULY 2010

You’ll be automatically enrolled in Your Tomorrow on the day you join the Group. If you’re not yet a member, see joining.

IF YOU JOINED THE GROUP BEFORE 1 JULY 2010

HBOS colleaguesIf you were previously a member of the HBOS Group Money Purchase Scheme, or had the right to join, you became eligible to join Your Tomorrow from 1 February 2011.

Lloyds Bank colleaguesIf you were previously a member of a Lloyds Bank Pension Investment Plan (PIP), or had the right to join, you became eligible to join Your Tomorrow from: 1 August 2011 for non-Asset Finance and non-Commercial Finance colleagues 1 September 2011 for Asset Finance and Commercial Finance colleagues go to joining to find out more.

To view information about your benefits Log into YOUR PENSION
MobileNav

Back to Pensions talk

Auto enrolment

Under auto enrolment legislation, the Group must enrol all eligible jobholders into a workplace pension scheme.

If you're already an active member of one of the Group's pension schemes this change in legislation will have no effect on your membership. All the Group’s schemes meet or exceed the government’s new standards for workplace pensions.

If you're not currently an active member of one of the Group's Schemes, or if you opt out of your current Scheme while you're still employed by the Group and you are an eligible jobholder, we may have to enrol you into Your Tomorrow.

If you don’t currently meet the criteria but your circumstances change in the future, we'll automatically enrol you into Your Tomorrow in the month this happens. We'll also write to tell you if you've been automatically enrolled and you'll have the chance to opt out if you wish.

For more information, please visit auto enrolment.

FEEDBACK

Was this page useful?

Submit