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If you're not sure of your membership

If you joined Lloyds Banking Group after 1 July 2010, you’ll have been automatically enrolled in Your Tomorrow.

If you’re still unsure, or if you’re a dependant or representative who needs to get in touch, contact WTW (the scheme administrator) at 01737 227 522.


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Auto enrolment

Under auto enrolment legislation, the Group must enrol all eligible jobholders into a workplace pension scheme.

If you're already an active member of one of the Group's pension schemes this change in legislation will have no effect on your membership. All the Group’s schemes meet or exceed the government’s new standards for workplace pensions.

If you're not currently an active member of one of the Group's Schemes, or if you opt out of your current Scheme while you're still employed by the Group and you are an eligible jobholder, we may have to enrol you into Your Tomorrow.

If you don’t currently meet the criteria but your circumstances change in the future, we'll automatically enrol you into Your Tomorrow in the month this happens. We'll also write to tell you if you've been automatically enrolled and you'll have the chance to opt out if you wish.

For more information, please visit auto enrolment.


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