To view information about your benefits Log into YOUR PENSION
Choose your Scheme and membership type to view the content most relevant to you:

If you're not sure of your membership

If you joined Lloyds Banking Group after 1 July 2010, you’ll have been automatically enrolled in Your Tomorrow.

If you’re still unsure, or if you’re a dependant or representative who needs to get in touch, contact WTW (the scheme administrator) at 01737 227 522.


Your Pension checklist

Your Pension is the online portal to access your personal account. It’s a great way to keep track of your money and to find out how much you could get when you retire.

When you sign in to Your Pension, you’ll see a few simple things that you can do to keep your retirement on track.

Most of the time, your pension looks after itself. But it’s a good idea to check these things:

  • every year
  • when there’s a change in your life, such as getting married, having children, moving house or getting a pay rise

If you don’t have an account yet, find out how to register.

Review your contributions

If you’re making Additional Voluntary Contributions (AVCs) from your salary, check how much you’re saving or set a new amount.

You can compare the benefits of staying in your current scheme and saving AVCs, with switching to the Your Tomorrow scheme. To do this, use our pension savings modeller.

Sign in to review your contributions

Review your investments

How much your AVCs grow depends on how your money’s invested.

You can choose from a variety of funds.

Sign in to review your investments

Review your dependants and beneficiaries

Nominate people to receive any lump sum that’s due when you die. This could include someone like a spouse, civil partner or someone who depends on you financially, such as a child.

If you die before you start taking your pension, these people may get a cash lump sum.

If you die after you start taking your pension, we’ll usually pay a pension to your spouse or civil partner. Otherwise, if there’s someone else who depends on you financially, they may get a pension.

Sign in to review your dependants and beneficiaries

Update your email address

It’s important to link your account to an up-to-date home email address, not your work email. This way you keep access to your account, even if you change jobs.

Sign in to check or update your email address

Add your personal phone number

As with your email address, it’s important to add a personal phone number to your account, not a work number. That way, we can keep in touch with you, even if you change jobs.

Sign in to add or update your phone number

Get independent advice

The closer you get to retirement, the more important it is to have a plan.

What’s best for you will depend on a few things, such as how much income you’ll get from your Lloyds Banking Group pension, and whether you’ll have any other income, for example from other pensions or investments, or the State Pension.

That’s why it’s important to know your retirement options.

It's important to think carefully about any big decisions and you may want to find a regulated retirement adviser.


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