To view information about your benefits Log into YOUR PENSION
Choose your Scheme and membership type to view the content most relevant to you:

If you're not sure of your membership

If you joined Lloyds Banking Group after 1 July 2010, you’ll have been automatically enrolled in Your Tomorrow.

If you’re still unsure, or if you’re a dependant or representative who needs to get in touch, contact WTW (the scheme administrator) at 01737 227 522.

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Death benefits

All death benefits are paid at the Trustee's discretion. This means that it's up to the Trustee to decide who the benefits are paid to. However, your wishes would be taken into account, which is why it's so important that you make sure your nominations are up to date. Out of date nominations will mean that benefits can't be paid as quickly, and also that your benefits might not be paid as you would have liked. Please note that your nominations automatically become out of date if you get married or divorced or enter a civil partnership.

It’s quick and easy to update your beneficiaries information via Your Pension. Alternatively, you can find nomination forms in the Library.

Lump sum death benefits paid from the Scheme are counted towards the Lifetime Allowance. If the benefits (plus any other benefits you may have from other registered pension schemes elsewhere) exceed the Lifetime Allowance, your estate may be liable for tax on the excess.

For further information, please contact the Scheme administrator.

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