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If you're not sure of your membership

If you joined Lloyds Banking Group after 1 July 2010, you’ll have been automatically enrolled in Your Tomorrow.

If you’re still unsure, or if you’re a dependant or representative who needs to get in touch, contact WTW (the scheme administrator) at 01737 227 522.

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Temporary absence

Maternity and family leave

Your membership of the Scheme will continue while you're on shared parental leave.

Career break

While you're on a career break you'll stop being an active member of the Scheme, so your life cover will cease. You can't join another pension scheme or transfer your benefits to a new arrangement during this time. After you return to work, your membership will restart and your two periods of pensionable service will be joined together when calculating your benefits.

The Career Break Policy on Interchange has more information.

Illness

If you're ill and have to take time off work, you'll remain an active member of the Scheme and continue to build up pensionable service. However, different provisions may apply if you're absent for a long period.

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