CHOOSE YOUR SCHEME

Welcome to the new look website, for members of a Lloyds Banking Group pension scheme.

If you joined the Group after 1 July 2010, you'll be a member of Your Tomorrow.

NOT YET A MEMBER?

If you’re an employee of Lloyds Banking Group and not a member of one of our pension schemes, it’s not too late to join, as long as you’re eligible.

IF YOU JOINED THE GROUP ON OR AFTER 1 JULY 2010

You’ll be automatically enrolled in Your Tomorrow on the day you join the Group. If you’re not yet a member, see joining.

IF YOU JOINED THE GROUP BEFORE 1 JULY 2010

HBOS colleaguesIf you were previously a member of the HBOS Group Money Purchase Scheme, or had the right to join, you became eligible to join Your Tomorrow from 1 February 2011.

Lloyds Bank colleaguesIf you were previously a member of a Lloyds Bank Pension Investment Plan (PIP), or had the right to join, you became eligible to join Your Tomorrow from: 1 August 2011 for non-Asset Finance and non-Commercial Finance colleagues 1 September 2011 for Asset Finance and Commercial Finance colleagues go to joining to find out more.

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CHANGE OF PENSION SCHEME ADMINISTRATOR

What’s happening?

The Trustee has recently undertaken a review of the Scheme’s administration services and has decided to change administrator to Willis Towers Watson.

The Trustee is keen to ensure that members are benefiting from the highest quality pensions administration services, including the ability to access self-service facilities via the web.

Willis Towers Watson has been chosen as the new Scheme administrator due to its strong track record of delivering excellent customer service, and its industry-leading web offering.

Read the frequently asked questions
You are here
You'll shortly receive a postcard informing you that the Scheme administrator is changing.
You may experience some delays and restrictions to other administration services during this period.
Willis Towers Watson took over the Scheme's administration services from 3 October 2016. You'll be sent a letter to confirm that the change has taken place.
What does this mean for me?

There'll be no change to your Scheme benefits as a result of the move.

The transition is now complete and Willis Towers Watson took over the administration services from 3 October 2016.

Willis Towers Watson are currently experiencing high volumes of work and a larger backlog than expected. Therefore, timescales for responses are slightly longer than normal. Priority is being given to cases involving the payment of member and dependant benefits. General enquiries, retirement quotations, and transfer quotations may take up to six weeks before you receive a response.

Willis Towers Watson are working to reduce these timescales and apologise for the inconvenience caused.

In the meantime, you should have received a letter confirming that you can access Your Pension at epa.towerswatson.com/accounts/lbg

You can use Your Pension to check your personal details, model your pension benefits and run quotations.

Do I need to take any action?

No. You don’t need to take any action.

What happens next?

Willis Towers Watson took over all of the Scheme's administration services on 3 October 2016.

Willis Towers Watson's contact details are as follows:

Lloyds Pension Administration
Willis Towers Watson
PO Box 545
Redhill
Surrey
RH1 1YX

01737 227 522

(+44 (0) 1737 227 522 from outside the UK)